Effective May 1, 2023
Protecting the privacy of individuals who use this website (the “Service” located at invoicefactoringguide.com) is our top priority and complies with the regulations set forth by the United States Federal Trade Commission (“FTC”) and other relevant privacy and cookie laws.
Invoice Factoring Guide (“Company”) acknowledges the importance of safeguarding the personal information of all customers, subscribers, and website users and commits to collecting and utilizing such information in accordance with applicable legal requirements and individual rights.
The Company collects the following information in accordance with applicable data protection regulations:
Information Provided by the User: The user’s name, email address, phone number, company name, business type, and any other information provided directly to our site by the advertiser.
Information Collected from Third Parties: Information about the advertiser may be obtained from other sources and combined with the information collected from our site.
Automatically Collected Information: The Company automatically logs information about the advertiser and their computer, such as the operating system type, browser type and language, previous website visited, pages viewed, time spent on a page, access times, and information related to the use and actions taken on our site.
The Data Controller is the entity responsible for the collection of personally identifiable information, such as website cookies or email addresses collected through web contact request forms. In this capacity, the Data Controller is obligated to specify the purposes and methods for processing personal data, including information related to website visitors. The Company serves as the Data Controller for the website.
As a Data Processor, the responsibility for handling personal data lies in handling the information on behalf of the data controller. In the context of our website, invoicefactoringguide.com, examples of Data Processors utilized include online advertising platforms such as Google Ads, Facebook Ads, and LinkedIn Ads, as well as the web analytics tool Google Analytics.
In the context of personal data handling, a third-party sub-processor refers to entities that provide auxiliary services to the main data processor. These entities may include cloud software providers, web hosting services, accounting software, content management systems such as WordPress, customer relationship management tools, as well as third-party contractors such as web developers and accountants.
Third-party Service Providers may be engaged to support the delivery of our Service, perform Service-related activities, or assist with the evaluation of our Service usage. These Service Providers are granted access to Personal Data solely for the purpose of performing their duties on our behalf and are strictly prohibited from disclosing or utilizing it for any other purposes.
Your Data Protection Rights (CCPA)
The California Consumer Privacy Act (CCPA) grants the following data protection rights:
The right to be informed about collecting, using, and processing personal data.
The right to access the personal data held about them.
The right to request the rectification of inaccuracies in their personal data.
The right to request the deletion or removal of their personal data.
The right to restrict the processing of their personal data.
The right to data portability, where the personal data was provided directly by the individual and processed with their consent or for the performance of a contract.
The right to object to the processing of their personal data.
The right in relation to automated decision-making and profiling.
Regarding the collection, use, and storage of personal data, we gather various information to offer and enhance our services to you.
The California Consumer Privacy Act (CCPA) defines personal data as “any information relating to an identifiable person who can be recognized by reference.” This encompasses information that can be used to directly or indirectly identify an individual, including but not limited to email address, name, phone number, Cookies and Usage Data, and identification (ID) numbers.
We may also gather information regarding the utilization of our Service, including the manner in which it is accessed and utilized, referred to as “Usage Data.” This Usage Data may encompass details such as your computer’s Internet Protocol address, browser type and version, the pages within our Service that you visit, the date and time of your visit, the duration spent on those pages, distinctive device identifiers, and other relevant diagnostic information.
Use of Collected Data
The Company uses the collected personal data for the following purposes:
To provide and maintain the Service.
To notify you of changes to our Service.
To enable you to participate in interactive features of our Service if you choose to do so.
To provide customer care and support.
To provide analysis or valuable information for the improvement of our Service.
To monitor the usage of the Service.
To detect, prevent, and address technical issues.
The Company may disclose Personal Data if it is believed in good faith that such disclosure is required:
To comply with applicable laws or regulations.
To protect and defend the rights or property of the Company.
To prevent or investigate any potential wrongdoing in relation to the Service.
To ensure the personal safety of the service user or the public.
To guard against legal liability.
To provide the information or services requested from third-party providers.
Storage of Personal Data
The Personal Data collected from you may be transferred to and stored on computers located outside of your jurisdiction, where data protection regulations may differ from those within your jurisdiction.
If you reside outside of the United States and choose to provide us with Personal Data, please be aware that such data will be transferred to the United States and processed there.
Security Of Data
The security of Personal Data is of utmost importance to the Company. While commercially reasonable efforts are made to secure the transmission and storage of Personal Data, it must be acknowledged that no method of Internet transmission or electronic storage is completely secure. As such, while the Company strives to protect your Personal Data, we cannot guarantee its absolute security.
Types of Personal Data Collected
The Company may request that you provide certain personally identifiable information for the purpose of utilizing our Service (“Personal Data”). This information may include but is not limited to:
Additionally, we may collect information regarding your utilization and access to the Service (“Usage Data”). This Usage Data may comprise information such as:
Your computer’s Internet Protocol address (IP address)
The type and version of your browser
The pages of our Service visited
The date and time of visit
The duration of your visit
Unique device identifiers
Other diagnostic data.
The Service may utilize cookies to personalize and tailor the user experience based on individual preferences as gathered through tracking and remembering information about the user’s behavior and choices.
We use traffic log cookies to gather information on the pages visited on our Service. This information is used to analyze the website’s aggregate, anonymous traffic data and to enhance our Service to better meet the needs of our users. By utilizing cookies and other tracking technologies, we monitor and record activity on our Service.
Cookies for Behaviourally Targeted Advertising
The Company employs the use of first-party cookies for Google Analytics and third-party cookies for remarketing purposes. This allows us to show you advertising that is tailored to your interests and based on your previous interactions with our website. For instance, if you have previously visited our site and/or made a purchase, you may see the Company advertisements while browsing other websites in the Google Display Network. Additionally, we utilize seed remarketing audiences to target Lookalike Audiences and Similar Audiences.
How to Opt-Out of Cookie Personalization
Cookies help you to get the most out of our websites. To disable cookies, you may follow the steps provided by your browser (e.g., Chrome, Firefox, Safari). However, please be advised that doing so may limit your experience with our Service.
Request Details on Personal Data We Have About You
To request information about the personal data we hold about you, please submit a written request via the Contact page on our website. Upon receipt of your request, we will provide a comprehensive response, including a detailed copy of your personal data that we have on file. If you wish to have your personal data deleted from our records, please indicate this in your request, and we will take the necessary steps to comply with your request. We will provide a comprehensive response within a reasonable time frame in compliance with applicable laws.
Links to Other Websites
The Service provided by the Company may include links to websites that are not under our control. By clicking on these third-party links, you will be directed to their respective websites. It is highly advisable to review the Privacy Policies of any website you choose to visit before providing any personal information.
The Company assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. The use of these links is at your own risk and discretion.